Personal Insurance

This section is constituted by policies which cover an individual person in respect of any accident or the protection of any valuable personal items declared, against loss or damage.

Personal Accident

The Policy covers the Insured in case of an accident caused by violent, external and visible means against:

  • Death
  • Permanent Total Disablement
  • Temporary Total Disablement
  • Medical expenses


Travel And Luggage

The Policy covers:

  • Personal accident
  • Flight insurance
  • Medical expenses as a result of an accident
  • Medical expenses as a result of sickness
  • Hospital inconvenience payment
  • Loss of deposit or cancellation
  • Personal luggage
  • Personal money


All Risks

The Policy covers loss or damage to declared items from any cause not specifically excluded from the terms and conditions of the Insurance Policy.


Yacht And Pleasure Craft Policy

The Policy indemnifies the Insured against loss of or damage to the vessel. It also covers claims made by third parties (other than passengers) for which the Insured become legally liable to pay for loss of life or personal injury or loss of or damage to property.