This section is constituted by policies which cover the liability of either a person or a company against other persons or group of people in respect of bodily injuries and death or loss of or damage to properties.

Contractors All Risk

The Policy covers the Insured against any loss or damage to the construction, installations, equipment or machinery and his liability in respect of accidental bodily injury (including death or disease) and accidental loss of or damage to property of third parties in connection with the construction. In addition the Policy, covers any legal expenses arising out which the Insured shall pay.

Employer's Liability

It is a compulsory insurance which covers the Insured (Employer) against his liability to pay compensation and claimant's costs and expenses, in respect of an Accident or Disease-Illness caused and arising out of and in the course of his employment by the Insured in the business.

Public Liability

The Policy covers the Insured against his liability in respect of:

• Accidental bodily injury (including death or disease) to any person
• Accidental loss of or damage to property
• Happening in connection with the business which is declared to the Insurance Company.

PROFESSIONAL INDEMNITY

The Contract indemnifies the Insured against any claim that may be raised against him/her in connection with breach of professional duty due to negligent action or omission and in addition to pay costs and expenses incurred with the consent of the Company from the defense or settlement of any such claim.

• Doctors
• Insurance intermediaries
• Architects and civil engineers
• Accountants / auditors
• Lawyers
• Real estate
• Other services