Fire And Theft Of Commercial And Industrial Enterprises
The policies cover different types of perils. They are offered for commercial premises such as factories, warehouses, shops.
Covers:
- Fire
- Thunder
- Explosion
- Impact of vehicle
- Bursting of pipes
- Earthquake
- Storm, tempest, flood
- Aircraft impact
- Riot and strikes
- Malicious damage
- Burglary
The Policy covers any loss or damage to the buildings or contents of the insured if there is a violent entry or exit of the premises.
BUSINESS COMPREHENSIVE
BASIC COVERS
- Fire, Lightning or Thunderbolt
- Bush Fire
- Short Circuit Fire
- Short Circuit
- Smoke from Fire
- Explosion
- Earthquake or Volcanic Eruption
- Storm or Tempest and Flood
- Impact on the Buildings
- Aircraft Fall
- Accidental Escape of Water or Domestic Oil or Other Liquid
- Riots, Strikes, Lock-out
- Malicious Damage
Additional coverages depending on the selection package
- Public Liability
- Architects’ and Surveyors’ Fees
- Debris Removal
- Cost for locating the cause of leakage
- Loss of Water or Domestic Oil or Other Liquid
- Accidental Damage to Neon or Other Signs or Tents
- Theft by actual forcible and violent entry to or exit from the Buildings
- Accidental Breakage of Mirrors
- Money at the Buildings
- Money in Transit
- Personal Accident during Theft or Transfer of Money
- Goods in Transit
- Fidelity Guarantee
- Employees’ Personal Effects
- Alternative Accommodation
- Accidental Damage to Office Electronic Equipment
- Damage to Frozen Goods
- Loss of Profits (Optional Cover)