Fire And Theft Of Commercial And Industrial Enterprises

The policies cover different types of perils. They are offered for commercial premises such as factories, warehouses, shops.



  • Fire
  • Thunder
  • Explosion
  • Impact of vehicle
  • Bursting of pipes
  • Earthquake
  • Storm, tempest, flood
  • Aircraft impact
  • Riot and strikes
  • Malicious damage
  • Burglary

The Policy covers any loss or damage to the buildings or contents of the insured if there is a violent entry or exit of the premises.




  • Fire, Lightning or Thunderbolt
  • Bush Fire
  • Short Circuit Fire
  • Short Circuit
  • Smoke from Fire
  • Explosion
  • Earthquake or Volcanic Eruption
  • Storm or Tempest and Flood
  • Impact on the Buildings
  • Aircraft Fall
  • Accidental Escape of Water or Domestic Oil or Other Liquid
  • Riots, Strikes, Lock-out
  • Malicious Damage


Additional coverages depending on the selection package

  • Public Liability
  • Architects’ and Surveyors’ Fees
  • Debris Removal
  • Cost for locating the cause of leakage
  • Loss of Water or Domestic Oil or Other Liquid
  • Accidental Damage to Neon or Other Signs or Tents
  • Theft by actual forcible and violent entry to or exit from the Buildings
  • Accidental Breakage of Mirrors
  • Money at the Buildings
  • Money in Transit
  • Personal Accident during Theft or Transfer of Money
  • Goods in Transit
  • Fidelity Guarantee
  • Employees’ Personal Effects
  • Alternative Accommodation
  • Accidental Damage to Office Electronic Equipment
  • Damage to Frozen Goods
  • Loss of Profits (Optional Cover)