The policies cover different types of perils. They are offered for commercial premises such as factories, warehouses, shops.

Covers:

• Fire
• Thunder
• Explosion
• Impact of vehicle
• Bursting of pipes
• Earthquake
• Storm, tempest, flood
• Aircraft impact
• Riot and strikes
• Malicious damage
• Burglary

The Policy covers any loss or damage to the buildings or contents of the insured if there is a violent entry or exit of the premises.

BUSINESS COMPREHENSIVE

BASIC COVERS

• Fire, Lightning or Thunderbolt
• Bush Fire
• Short Circuit Fire
• Short Circuit
• Smoke from Fire
• Explosion
• Earthquake or Volcanic Eruption
• Storm or Tempest and Flood
• Impact on the Buildings
• Aircraft Fall
• Accidental Escape of Water or Domestic Oil or Other Liquid
• Riots, Strikes, Lock-out
• Malicious Damage

Additional coverages depending on the selection package

• Public Liability
• Architects’ and Surveyors’ Fees
• Debris Removal
• Cost for locating the cause of leakage
• Loss of Water or Domestic Oil or Other Liquid
• Accidental Damage to Neon or Other Signs or Tents
• Theft by actual forcible and violent entry to or exit from the Buildings
• Accidental Breakage of Mirrors
• Money at the Buildings
• Money in Transit
• Personal Accident during Theft or Transfer of Money
• Goods in Transit
• Fidelity Guarantee
• Employees’ Personal Effects
• Alternative Accommodation
• Accidental Damage to Office Electronic Equipment
• Damage to Frozen Goods
• Loss of Profits (Optional Cover)