Fire And Other Perils / Householder’s Policy
The policies cover different types of perils. They are offered for dwelling houses
Covers:
- Fire
- Thunder
- Explosion
- Impact of vehicle
- Bursting of pipes
- Earthquake
- Storm, tempest, flood
- Aircraft impact
- Riot and strikes
- Malicious damage
- Burglary
The Policy covers any loss or damage to the buildings or contents of the insured if there is a violent entry or exit of the premises.
Household Comprehensive
Covers:
- Fire, lightning or subterranean fire
- Thunderbolt
- Explosion
- Impact of vehicle
- Bursting of pipes or overflowing of a water tank
- Earthquake
- Storm, tempest, flood
- Aircraft impact
- Riot and strikes
- Malicious damage
- Theft by actual, forcible and violent entry to or exit from the Building
- Loss of rent or alternative accommodation
- Loss of or damage to servants' property
- Public liability
- Death of the insured as a result of fire or caused by thieves
Additional coverages depending on the selection package
Bush Fire
Fire caused by Short Circuit
Smoke from Fire
Accidental Leakage of Water or Domestic Oil
Cost for locating the cause of water leakage
Cost of lost Water or Domestic Oil
Alternative Accommodation
Architects’ and Surveyors’ Fees
Debris Removal
Accidental Breakage of Mirrors
Personal Accident (For the Insured and husband/wife)
Foodstuffs, Drinks and other Supplies
Money
Contents in the Open
Accidental Damage to External Aerials and Security Systems
Accidental Fall of:
(a) Trees, excluding loss or damage caused by lopping
(b) Electric or telecommunication poles
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